ZIP 07423 Property Distress & Foreclosure Data

ZIP code 07423 in Bergen County, New Jersey carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). What sets it apart are the readings on structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. Structural risk reads 59/100 against active distress of 2/100.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 37% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

4,230 residents call 07423 home, typically aged 43. Median household income is $250,001, above the U.S. median near $78,000. Home values center near $1,092,500, an affordability ratio of 4.1×. DLRadar's demographic-stress index for the area reads 21/100. Owners hold 91% of homes, renters 9%. Vacancy runs 7.0%. Rent burden reaches 23% of tenant households. Educational attainment sits at 81% bachelor's-or-above. There are about 1,500 housing units across 07423. 0.0% of residents fall below the poverty threshold.

Overall, 07423 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.