ZIP 07463 Property Distress & Foreclosure Data

Bergen County, New Jersey's ZIP 07463 registers 26/100 composite distress, which DLRadar reads as low. Structural risk reads 59/100 against active distress of 2/100. The most distinctive pressure shows up in structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (94/100).

The market reads expansion — home values rose 6.0% year on year, and 32% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 3,490 housing units across 07463. Households earn a median $155,526 — above the roughly $78,000 national figure. A median home runs $588,500 here, or 3.7 times local income. The tenure split is 88% owner-occupied to 12% rented. Rent burden reaches 58% of tenant households. On demographic stress specifically, 07463 scores 27/100. Vacancy runs 1.5%. Roughly 2.2% live below the poverty line, a low share typical of higher-equity areas. About 10,090 people live here, median age 40. About 57% have a four-year degree.

Net-net, 07463 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.