ZIP 07020 Property Distress & Foreclosure Data

Composite property distress in 07020 (Bergen County, New Jersey) lands at 26/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (94/100)). The latent-versus-live split is 59/100 structural and 2/100 already moving.

The expansion-phase market in 07020 posted values that rose 6.0% over the year, and 36% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $137,847, median income runs above typical U.S. levels. The poverty rate is 6.2% — low. Around 31% of renters are cost-burdened. The demographic-stress sub-score lands at 31/100. Around 74% of adults hold a bachelor's degree or higher. The ZIP holds roughly 7,872 housing units. Population is roughly 14,544 with a median age of 40. 41% of housing is owner-occupied. The typical home is worth about $715,700 (5.3× income). The vacancy rate is 7.8%.

On balance 07020 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.