ZIP 07072 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 07072 (Bergen County, New Jersey) at a low 26/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (94/100)). Its standout signals are structural risk (58/100), construction/permit lag (40/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Structural exposure scores 58 and live distress 2 on the 0–100 scale.

The market reads expansion — home values rose 5.2% year on year, and 25% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $595,400 here, or 5.5 times local income. The poverty rate is 10.5%. Vacancy runs 3.4%. Median household income is $94,854, above the U.S. median near $78,000. Owners hold 61% of homes, renters 39%. The ZIP holds roughly 2,721 housing units. About 6,343 people live here, median age 44. Around 47% of renters are cost-burdened. On demographic stress specifically, 07072 scores 37/100. Educational attainment sits at 32% bachelor's-or-above.

Overall, 07072 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 07072 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07072 can be compared directly against any other ZIP in Bergen County, New Jersey or nationwide. 07072 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 26/100 figure for 07072 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 07072 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.