ZIP 07072 Property Distress & Foreclosure Data

ZIP code 07072 in Bergen County, New Jersey carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). What sets it apart are the readings on structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. Structural exposure scores 59 and live distress 2 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 25% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $595,400, an affordability ratio of 5.5×. 10.5% of residents fall below the poverty threshold. Vacancy runs 3.4%. Median household income is $94,854, above the U.S. median near $78,000. Owners hold 61% of homes, renters 39%. There are about 2,721 housing units across 07072. 6,343 residents call 07072 home, typically aged 44. Rent burden reaches 47% of tenant households. DLRadar's demographic-stress index for the area reads 37/100. Educational attainment sits at 32% bachelor's-or-above.

Overall, 07072 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.