ZIP 07657 Property Distress & Foreclosure Data

Bergen County, New Jersey's ZIP 07657 registers 26/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. On the structural side it scores 59/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (94/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 26% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $115,676, above the U.S. median near $78,000. 5.1% of residents fall below the poverty threshold. Educational attainment sits at 47% bachelor's-or-above. Around 43% of renters are cost-burdened. 11,439 residents call 07657 home, typically aged 40. Home values center near $646,200, an affordability ratio of 5.3×. Owners hold 47% of homes, renters 53%. DLRadar's demographic-stress index for the area reads 35/100. The ZIP holds roughly 4,117 housing units. The vacancy rate is 2.6%.

Overall, 07657 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.