ZIP 07663 Property Distress & Foreclosure Data

In Bergen County, New Jersey, ZIP 07663 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). Its standout signals are structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. Structural exposure scores 59 and live distress 2 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 18% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

14,349 residents call 07663 home, typically aged 41. Vacancy runs 1.8%. 5.4% of residents fall below the poverty threshold. Owners hold 66% of homes, renters 34%. Educational attainment sits at 36% bachelor's-or-above. There are about 5,623 housing units across 07663. Home values center near $503,400, an affordability ratio of 3.8× — accessible. Rent burden reaches 34% of tenant households. DLRadar's demographic-stress index for the area reads 28/100. Median household income is $125,935, above the U.S. median near $78,000.

Overall, 07663 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.