ZIP 07662 Foreclosure, Tax-Lien & Distress Report

In Bergen County, New Jersey, ZIP 07662 scores 26 of 100 for composite distress, a low level on DLRadar's distress index. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). Latent structural risk is 58/100 while live distress already moving reads 2/100. The most distinctive pressure shows up in structural risk (58/100), construction/permit lag (40/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 30% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $118,259, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 30/100. There are about 2,398 housing units across 07662. About 45% have a four-year degree. The vacancy rate is 2.9%. Owners hold 80% of homes, renters 20%. Around 57% of renters are cost-burdened. About 5,820 people live here, median age 48. The poverty rate is 5.5% — low. A median home runs $498,500 here, or 4.0 times local income.

Overall, 07662 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 07662 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 07662's 26/100 can be lined up against any neighbor in Bergen County, New Jersey or any ZIP coast to coast. Where the record is thin for 07662, the field stays empty rather than modeled, and fills in as new documents post.

Behind 07662's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 07662 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.