ZIP 07661 Property Distress & Foreclosure Data

Bergen County, New Jersey's ZIP 07661 registers 26/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). The most distinctive pressure shows up in structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low. Structural risk reads 59/100 against active distress of 2/100.

The market reads expansion — home values rose 6.0% year on year, and 27% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $660,300 here, or 4.1 times local income. Vacancy runs 2.3%. About 12,024 people live here, median age 42. On demographic stress specifically, 07661 scores 25/100. Households earn a median $155,827 — above the roughly $78,000 national figure. There are about 4,590 housing units across 07661. The tenure split is 76% owner-occupied to 24% rented. Roughly 3.2% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 37% of tenant households. About 71% have a four-year degree.

Net-net, 07661 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.