ZIP 07661 Foreclosure, Tax-Lien & Distress Report
Bergen County, New Jersey · Distress market
DLRadar grades ZIP 07661 (Bergen County, New Jersey) at a low 26/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). Its standout signals are structural risk (58/100), construction/permit lag (40/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. Structural exposure scores 58 and live distress 2 on the 0–100 scale.
The market reads expansion — home values rose 5.2% year on year, and 27% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The typical home is worth about $660,300 (4.1× income). The vacancy rate is 2.3%. 12,024 residents call 07661 home, typically aged 42. DLRadar's demographic-stress index for the area reads 25/100. Households earn a median $155,827 — above the roughly $78,000 national figure. The ZIP holds roughly 4,590 housing units. The tenure split is 76% owner-occupied to 24% rented. 3.2% of residents fall below the poverty threshold. Around 37% of renters are cost-burdened. Educational attainment sits at 71% bachelor's-or-above.
On balance 07661 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 07661 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 07661 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 07661 reflects the current record instead of a stale or modeled snapshot.
The 26/100 figure for 07661 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 07661 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 07661’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 07661 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Bergen County ZIP codes
Nearest ZIP codes to 07661
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 07661
Further distress data across Bergen County, New Jersey at ZIP, county and state level.
Unlock parcel-level detail for ZIP 07661
The full 07661 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology