ZIP 07649 Foreclosure, Tax-Lien & Distress Report
Bergen County, New Jersey · High Value market
On DLRadar's 0-100 distress scale, ZIP 07649 in Bergen County, New Jersey comes in at 26, a low composite-distress reading. Structurally it carries 58/100, against 2/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (94/100)). Its heaviest discrete signals: structural risk (58/100), construction/permit lag (40/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted.
The expansion-phase market in 07649 posted values that rose 5.2% over the year, and 36% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 8,197 people live here, median age 44. The typical home is worth about $737,800 (3.3× income, relatively affordable). On demographic stress specifically, 07649 scores 22/100. Median household income is $214,736, above the U.S. median near $78,000. The vacancy rate is 2.3%. 3.6% of residents fall below the poverty threshold. 90% of housing is owner-occupied. The ZIP holds roughly 2,761 housing units. Rent burden reaches 41% of tenant households. Around 72% of adults hold a bachelor's degree or higher.
On balance 07649 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 07649 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 07649's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 07649, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 07649 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. Treat 07649 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 07649 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 07649 by the numbers
A live read on 07649: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Bergen County ZIPs near 07649
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