ZIP 07656 Foreclosure, Tax-Lien & Distress Report
Bergen County, New Jersey · High Value market
Scored on a fixed 0-100 scale, 07656 (Bergen County, New Jersey) returns a low composite of 26/100. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). The sharpest non-environmental signals are structural risk (58/100), construction/permit lag (40/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low. Structurally it carries 58/100, against 2/100 of stress already in motion.
The market reads expansion — home values rose 5.2% year on year, and 24% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The typical home is worth about $706,200 (4.0× income). Owners hold 82% of homes, renters 18%. 9,218 residents call 07656 home, typically aged 47. On demographic stress specifically, 07656 scores 26/100. Vacancy runs 4.5%. Around 39% of renters are cost-burdened. The poverty rate is 2.5% — low. The ZIP holds roughly 3,416 housing units. Median household income is $165,391, above the U.S. median near $78,000. Around 57% of adults hold a bachelor's degree or higher.
Net-net, 07656 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 07656 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 07656's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 07656, the field stays empty rather than modeled, and fills in as new documents post.
07656's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 07656 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 07656
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 07656 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 07656, the same set carried on every parcel.
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Nearest ZIP codes to 07656
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 07656
Keep going: ZIP, county and state distress coverage for Bergen County, New Jersey.
Unlock the full ZIP 07656 acquisition report
See who owns each distressed property in 07656, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology