ZIP 07656 Property Distress & Foreclosure Data

Composite property distress in 07656 (Bergen County, New Jersey) lands at 26/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (94/100)). The sharpest non-environmental signals are structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Structural exposure scores 59 and live distress 2 on the 0–100 scale.

The expansion-phase market in 07656 posted values that rose 6.0% over the year, and 24% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $706,200 (4.0× income). 82% of housing is owner-occupied. Population is roughly 9,218 with a median age of 47. The demographic-stress sub-score lands at 26/100. Vacancy runs 4.5%. Rent burden reaches 39% of tenant households. The poverty rate is 2.5% — low. There are about 3,416 housing units across 07656. At $165,391, median income runs above typical U.S. levels. Around 57% of adults hold a bachelor's degree or higher.

On balance 07656 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.