ZIP 07026 Property Distress & Foreclosure Data

Bergen County, New Jersey's ZIP 07026 registers 26/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). On the structural side it scores 59/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (94/100)).

The expansion-phase market in 07026 posted values that rose 6.0% over the year, and 37% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 5.7%. The poverty rate is 14.2%. Population is roughly 32,502 with a median age of 39. Around 41% of renters are cost-burdened. The ZIP holds roughly 11,846 housing units. Around 24% of adults hold a bachelor's degree or higher. At $75,701, median income runs near typical U.S. levels. The typical home is worth about $475,500 (6.0× income). The demographic-stress sub-score lands at 42/100. 45% of housing is owner-occupied.

On balance 07026 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.