ZIP 07055 Foreclosure, Tax-Lien & Distress Report
Passaic County, New Jersey · High Poverty market
On DLRadar's 0-100 public-record scale, ZIP 07055 in Passaic County, New Jersey comes in at 26, a low composite-distress reading. What sets it apart are the readings on structural risk (60/100), construction/permit lag (57/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100). Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (90/100). On the structural side it scores 60/100, with 2/100 of stress already active.
Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 25% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Median household income is $56,780, below the U.S. median near $78,000. Around 48% of renters are cost-burdened. Roughly 23.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Home values center near $429,900, an affordability ratio of 7.2× — stretched. The demographic-stress sub-score lands at 51/100. About 17% have a four-year degree. Population is roughly 69,651 with a median age of 31. The vacancy rate is 2.8%. The ZIP holds roughly 21,693 housing units. Owners hold 23% of homes, renters 77%.
On the whole, 07055 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 07055 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07055 can be compared directly against any other ZIP in Passaic County, New Jersey or nationwide. Sparse data for 07055 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 07055 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. For an operator, 07055 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 07055
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 07055 distress snapshot
The live 07055 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Passaic County ZIP codes
Keep exploring New Jersey distress
Further distress data across Passaic County, New Jersey at ZIP, county and state level.
See every distressed parcel in 07055
See who owns each distressed property in 07055, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology