ZIP 07436 Property Distress & Foreclosure Data

Bergen County, New Jersey's ZIP 07436 registers 26/100 composite distress, which DLRadar reads as low. Structural exposure scores 59 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). The most distinctive pressure shows up in structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 6.0% year on year, and 25% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 12,676 people live here, median age 42. The tenure split is 92% owner-occupied to 8% rented. Roughly 3.2% live below the poverty line, a low share typical of higher-equity areas. There are about 4,675 housing units across 07436. A median home runs $591,000 here, or 3.5 times local income. About 54% have a four-year degree. Rent burden reaches 52% of tenant households. On demographic stress specifically, 07436 scores 26/100. Vacancy runs 6.2%. Households earn a median $162,763 — above the roughly $78,000 national figure.

Net-net, 07436 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.