ZIP 07457 Property Distress & Foreclosure Data

DLRadar grades ZIP 07457 (Morris County, New Jersey) at a low 28/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (84/100). The latent-versus-live split is 63/100 structural and 2/100 already moving. Property-level stress concentrates in construction/permit lag (75/100), structural risk (63/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 6.0% year on year, and 34% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 46% of renters are cost-burdened. Roughly 10.1% live below the poverty line. The vacancy rate is 2.5%. About 4,084 people live here, median age 50. The ZIP holds roughly 1,919 housing units. About 48% have a four-year degree. Households earn a median $96,667 — above the roughly $78,000 national figure. The tenure split is 71% owner-occupied to 29% rented. On demographic stress specifically, 07457 scores 29/100. A median home runs $395,900 here, or 4.0 times local income.

Net-net, 07457 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.