ZIP 07035 Property Distress & Foreclosure Data

Morris County, New Jersey's ZIP 07035 registers 28/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (84/100)). The latent-versus-live split is 63/100 structural and 2/100 already moving. The most distinctive pressure shows up in construction/permit lag (75/100), structural risk (63/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100).

The expansion-phase market in 07035 posted values that rose 6.0% over the year, and 25% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $117,929, median income runs above typical U.S. levels. The poverty rate is 3.4% — low. 78% of housing is owner-occupied. Around 45% of adults hold a bachelor's degree or higher. The vacancy rate is 3.7%. The typical home is worth about $445,800 (3.6× income, relatively affordable). The demographic-stress sub-score lands at 25/100. Population is roughly 11,085 with a median age of 47. Around 35% of renters are cost-burdened. The ZIP holds roughly 4,094 housing units.

On balance 07035 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.