ZIP 07054 Foreclosure, Tax-Lien & Distress Report
Morris County, New Jersey · Distress market
Morris County, New Jersey's ZIP 07054 registers 26/100 composite distress, which DLRadar reads as low. Latent structural risk is 60/100 while live distress already moving reads 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (84/100). Its standout signals are construction/permit lag (60/100), structural risk (60/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted.
The market reads expansion — home values rose 5.2% year on year, and 25% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
30,139 residents call 07054 home, typically aged 41. The tenure split is 50% owner-occupied to 50% rented. The vacancy rate is 2.9%. The ZIP holds roughly 12,607 housing units. Home values center near $587,000, an affordability ratio of 5.3×. About 61% have a four-year degree. 5.6% of residents fall below the poverty threshold. Households earn a median $107,955 — above the roughly $78,000 national figure. On demographic stress specifically, 07054 scores 31/100. Around 26% of renters are cost-burdened.
Overall, 07054 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 07054 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Big metro or rural, 07054 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Morris County, New Jersey and the nation. Where the public record is thin for 07054, the field stays empty rather than modeled, and fills in as new documents post.
The 26/100 for 07054 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 07054 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 07054
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 07054 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 07054, drawn from the same report attached to each property.
Adjacent Morris County ZIP reports
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Get the full acquisition report for 07054
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Each signal above is traceable to an open dataset · methodology