ZIP 07054 Foreclosure, Tax-Lien & Distress Report
Morris County, New Jersey · Distress market
Morris County, New Jersey's ZIP 07054 registers 27/100 composite distress, which DLRadar reads as low. Latent structural risk is 61/100 while live distress already moving reads 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (84/100). Its standout signals are construction/permit lag (67/100), structural risk (61/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted.
The market reads expansion — home values rose 5.2% year on year, and 25% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
30,139 residents call 07054 home, typically aged 41. The tenure split is 50% owner-occupied to 50% rented. The vacancy rate is 2.9%. The ZIP holds roughly 12,607 housing units. Home values center near $587,000, an affordability ratio of 5.3×. About 61% have a four-year degree. 5.6% of residents fall below the poverty threshold. Households earn a median $107,955 — above the roughly $78,000 national figure. On demographic stress specifically, 07054 scores 31/100. Around 26% of renters are cost-burdened.
Overall, 07054 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 07054 is not published yet -- the ZIP-level readings above remain fully sourced.
Big metro or rural, 07054 runs through one identical scoring model, so its 27/100 sits on the same scale as every other ZIP in Morris County, New Jersey and the nation. Where the record is thin for 07054, the field stays empty rather than modeled, and fills in as new documents post.
The 27/100 for 07054 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 07054 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 07054
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 07054 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 07054, drawn from the same report attached to each property.
Adjacent Morris County ZIP reports
Nearest ZIP codes to 07054
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Morris County, New Jersey
More ZIP, county and state distress intelligence connected to Morris County, New Jersey.
Get the full acquisition report for 07054
See who owns each distressed property in 07054, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology