ZIP 07054 Property Distress & Foreclosure Data

ZIP code 07054 in Morris County, New Jersey carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 63 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (84/100). What sets it apart are the readings on construction/permit lag (75/100), structural risk (63/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 25% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

30,139 residents call 07054 home, typically aged 41. Owners hold 50% of homes, renters 50%. Vacancy runs 2.9%. There are about 12,607 housing units across 07054. Home values center near $587,000, an affordability ratio of 5.3×. Educational attainment sits at 61% bachelor's-or-above. 5.6% of residents fall below the poverty threshold. Median household income is $107,955, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 31/100. Rent burden reaches 26% of tenant households.

Overall, 07054 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.