ZIP 07981 Property Distress & Foreclosure Data

Morris County, New Jersey's ZIP 07981 registers 28/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (84/100). The latent-versus-live split is 63/100 structural and 2/100 already moving. The most distinctive pressure shows up in construction/permit lag (75/100), structural risk (63/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 20% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $614,100, an affordability ratio of 4.0× — accessible. The ZIP holds roughly 3,782 housing units. Around 50% of renters are cost-burdened. Educational attainment sits at 55% bachelor's-or-above. Median household income is $153,329, above the U.S. median near $78,000. Owners hold 89% of homes, renters 11%. The vacancy rate is 1.0%. DLRadar's demographic-stress index for the area reads 26/100. 3.6% of residents fall below the poverty threshold. 8,908 residents call 07981 home, typically aged 49.

Overall, 07981 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.