ZIP 07950 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 07950 in Morris County, New Jersey comes in at 26, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (84/100)). Latent structural risk is 60/100 while live distress already moving reads 2/100. Property-level stress concentrates in construction/permit lag (60/100), structural risk (60/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100).

The market reads expansion — home values rose 5.2% year on year, and 25% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 8,582 housing units. Rent burden reaches 25% of tenant households. 76% of housing is owner-occupied. The vacancy rate is 1.8%. Median household income is $148,469, above the U.S. median near $78,000. On demographic stress specifically, 07950 scores 23/100. Around 65% of adults hold a bachelor's degree or higher. Home values center near $589,900, an affordability ratio of 3.9× — accessible. Roughly 2.9% live below the poverty line, a low share typical of higher-equity areas. 21,576 residents call 07950 home, typically aged 45.

Net-net, 07950 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 07950 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 07950 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 07950 stays directly comparable to neighboring ZIPs and the rest of Morris County, New Jersey. Where the public record is thin for 07950, the field stays empty rather than modeled, and fills in as new documents post.

07950's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 07950 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.