ZIP 07950 Property Distress & Foreclosure Data

ZIP code 07950 in Morris County, New Jersey carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (84/100)). On the structural side it scores 63/100, with 2/100 of stress already active. What sets it apart are the readings on construction/permit lag (75/100), structural risk (63/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100).

The expansion-phase market in 07950 posted values that rose 6.0% over the year, and 25% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 8,582 housing units. Around 25% of renters are cost-burdened. 76% of housing is owner-occupied. The vacancy rate is 1.8%. At $148,469, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 23/100. Around 65% of adults hold a bachelor's degree or higher. The typical home is worth about $589,900 (3.9× income, relatively affordable). The poverty rate is 2.9% — low. Population is roughly 21,576 with a median age of 45.

On balance 07950 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.