ZIP 07960 Foreclosure, Tax-Lien & Distress Report

ZIP code 07960 in Morris County, New Jersey carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic distress index. Structurally it carries 61/100, against 2/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (84/100)). The pressure is most legible in construction/permit lag (67/100), structural risk (61/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 31% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 62% of homes, renters 38%. Educational attainment sits at 68% bachelor's-or-above. 46,178 residents call 07960 home, typically aged 40. Households earn a median $149,462 — above the roughly $78,000 national figure. The ZIP holds roughly 19,058 housing units. The vacancy rate is 3.4%. The poverty rate is 6.6% — low. Around 32% of renters are cost-burdened. Home values center near $735,600, an affordability ratio of 4.7×. The demographic-stress sub-score lands at 28/100.

Overall, 07960 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 07960 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 07960 runs through one identical scoring model, so its 27/100 sits on the same scale as every other ZIP in Morris County, New Jersey and the nation. The score is rebuilt from public data as it updates, so 07960 reflects the current record instead of a stale or modeled snapshot.

The 27/100 for 07960 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 07960 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.