ZIP 07960 Property Distress & Foreclosure Data

In Morris County, New Jersey, ZIP 07960 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 63 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (84/100). Its standout signals are construction/permit lag (75/100), structural risk (63/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 31% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 62% of homes, renters 38%. Educational attainment sits at 68% bachelor's-or-above. 46,178 residents call 07960 home, typically aged 40. Median household income is $149,462, above the U.S. median near $78,000. There are about 19,058 housing units across 07960. Vacancy runs 3.4%. 6.6% of residents fall below the poverty threshold. Rent burden reaches 32% of tenant households. Home values center near $735,600, an affordability ratio of 4.7×. DLRadar's demographic-stress index for the area reads 28/100.

Overall, 07960 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.