ZIP 07935 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 07935 (Morris County, New Jersey) returns a low composite of 26/100. The split runs 60/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (84/100). Its heaviest discrete signals: construction/permit lag (60/100), structural risk (60/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low.

The expansion-phase market in 07935 posted values that rose 5.2% over the year, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 258 housing units. A median home runs $676,100 here, or 6.6 times local income. About 61% have a four-year degree. Owners hold 83% of homes, renters 17%. DLRadar's demographic-stress index for the area reads 37/100. The vacancy rate is 0.0%. 2.8% of residents fall below the poverty threshold. Around 68% of renters are cost-burdened. 597 residents call 07935 home, typically aged 56. Median household income is $104,519, above the U.S. median near $78,000.

On balance 07935 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 07935 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 07935 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07935 can be compared directly against any other ZIP in Morris County, New Jersey or nationwide. The score is rebuilt from public data as it updates, so 07935 reflects the current record instead of a stale or modeled snapshot.

The 26/100 for 07935 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 07935 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.