ZIP 07945 Property Distress & Foreclosure Data

Morris County, New Jersey's ZIP 07945 registers 28/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (84/100). The latent-versus-live split is 63/100 structural and 2/100 already moving. The most distinctive pressure shows up in construction/permit lag (75/100), structural risk (63/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 29% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 4.5%. 1.9% of residents fall below the poverty threshold. Median household income is $243,665, above the U.S. median near $78,000. Around 27% of renters are cost-burdened. Home values center near $931,100, an affordability ratio of 3.7× — accessible. Educational attainment sits at 78% bachelor's-or-above. Owners hold 92% of homes, renters 8%. DLRadar's demographic-stress index for the area reads 20/100. The ZIP holds roughly 3,709 housing units. 9,771 residents call 07945 home, typically aged 46.

Overall, 07945 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.