ZIP 07976 Foreclosure, Tax-Lien & Distress Report
Morris County, New Jersey · High Value market
ZIP 07976's composite property-distress score is 27/100 - DLRadar classes that as low for Morris County, New Jersey. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (84/100). Structural risk reads 61/100 against active distress of 2/100. Leading the profile are construction/permit lag (67/100), structural risk (61/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted.
Prices here sit in a expansion phase: values rose 5.2% over the trailing year, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
Educational attainment sits at 52% bachelor's-or-above. The demographic-stress sub-score lands at 58/100. At $110,985, median income runs above typical U.S. levels. A median home runs $1,750,000 here, or 12.4 times local income. Roughly 19.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 62% of homes, renters 38%. Around 100% of renters are cost-burdened. Vacancy runs 0.0%. The ZIP holds roughly 151 housing units. 330 residents call 07976 home, typically aged 53.
On balance 07976 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 07976 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 07976 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07976 can be compared directly against any other ZIP in Morris County, New Jersey or nationwide. 07976 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 27/100 for 07976 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 07976 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 07976
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
07976 at a glance
07976 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Neighbouring ZIPs in Morris County
Nearest ZIP codes to 07976
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Morris County, New Jersey
More ZIP, county and state distress intelligence connected to Morris County, New Jersey.
See every distressed parcel in 07976
Get every distressed property in 07976 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Each signal above is traceable to an open dataset · methodology