ZIP 07976 Property Distress & Foreclosure Data

Composite property distress in 07976 (Morris County, New Jersey) lands at 28/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (84/100). On the structural side it scores 63/100, with 2/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (75/100), structural risk (63/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 6.0% year on year (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 52% have a four-year degree. On demographic stress specifically, 07976 scores 58/100. Households earn a median $110,985 — above the roughly $78,000 national figure. A median home runs $1,750,000 here, or 12.4 times local income. Roughly 19.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 62% owner-occupied to 38% rented. Around 100% of renters are cost-burdened. The vacancy rate is 0.0%. The ZIP holds roughly 151 housing units. About 330 people live here, median age 53.

Net-net, 07976 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.