ZIP 07934 Property Distress & Foreclosure Data

DLRadar grades ZIP 07934 (Somerset County, New Jersey) at a low 24/100 for overall property distress. Property-level stress concentrates in structural risk (55/100), construction/permit lag (34/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low. The latent-versus-live split is 55/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), climate & FEMA risk (93/100).

The market reads expansion — home values rose 6.0% year on year, and 35% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $228,438 — above the roughly $78,000 national figure. The ZIP holds roughly 514 housing units. Roughly 3.2% live below the poverty line, a low share typical of higher-equity areas. About 75% have a four-year degree. Around 83% of renters are cost-burdened. The tenure split is 85% owner-occupied to 15% rented. The vacancy rate is 0.0%. About 1,406 people live here, median age 55. On demographic stress specifically, 07934 scores 28/100. A median home runs $845,500 here, or 3.6 times local income.

Overall 07934 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.