ZIP 07934 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 07934 in Somerset County, New Jersey comes in at 28, a low composite-distress reading. The pressure is most legible in construction/permit lag (75/100), structural risk (65/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low. The latent-versus-live split is 65/100 structural and 2/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), climate & FEMA risk (93/100).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 35% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $228,438 — above the roughly $78,000 national figure. There are about 514 housing units across 07934. 3.2% of residents fall below the poverty threshold. About 75% have a four-year degree. Rent burden reaches 83% of tenant households. Owners hold 85% of homes, renters 15%. Vacancy runs 0.0%. Population is roughly 1,406 with a median age of 55. DLRadar's demographic-stress index for the area reads 28/100. A median home runs $845,500 here, or 3.6 times local income.

Net-net, 07934 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 07934 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07934 can be compared directly against any other ZIP in Somerset County, New Jersey or nationwide. Nothing here is interpolated — where a source is thin for 07934, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 07934 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. The point of the 07934 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.