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ZIP 07924 Foreclosure, Tax-Lien & Distress Report

Somerset County, New Jersey · High Value market

ZIP 07924's composite property-distress score is 28/100 - DLRadar classes that as low for Somerset County, New Jersey. The split runs 65/100 structural to 2/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (76/100), structural risk (65/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), climate & FEMA risk (93/100).

The market reads expansion — home values rose 5.2% year on year, and 26% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $785,100, an affordability ratio of 3.2× — accessible. 90% of housing is owner-occupied. About 7,756 people live here, median age 41. Median household income is $230,752, above the U.S. median near $78,000. Vacancy runs 2.6%. DLRadar's demographic-stress index for the area reads 18/100. The ZIP holds roughly 2,673 housing units. Rent burden reaches 21% of tenant households. About 69% have a four-year degree. The poverty rate is 1.0% — low.

Overall, 07924 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 07924 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 07924's 28/100 can be lined up against any neighbor in Somerset County, New Jersey or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 07924, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

07924's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 07924 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

28/100
Composite stress
65/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 07924

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk93
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 07924 distress snapshot

The live 07924 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Deterministic. Every signal traces to a public dataset · methodology

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