ZIP 08558 Property Distress & Foreclosure Data

ZIP code 08558 in Somerset County, New Jersey carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 56 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (93/100). What sets it apart are the readings on structural risk (56/100), construction/permit lag (39/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 6.0% year on year, and 24% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 7,236 people live here, median age 48. The tenure split is 88% owner-occupied to 12% rented. On demographic stress specifically, 08558 scores 27/100. About 78% have a four-year degree. Vacancy runs 4.3%. Rent burden reaches 73% of tenant households. A median home runs $910,200 here, or 3.5 times local income. Households earn a median $240,968 — above the roughly $78,000 national figure. There are about 2,789 housing units across 08558. Roughly 2.3% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 08558 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.