ZIP 08844 Property Distress & Foreclosure Data

Composite property distress in 08844 (Somerset County, New Jersey) lands at 24/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (96/100), climate & FEMA risk (93/100)). The sharpest non-environmental signals are structural risk (55/100), construction/permit lag (33/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Structural exposure scores 55 and live distress 2 on the 0–100 scale.

The expansion-phase market in 08844 posted values that rose 6.0% over the year, and 28% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $547,700 (3.5× income, relatively affordable). There are about 16,646 housing units across 08844. Population is roughly 43,708 with a median age of 42. Rent burden reaches 35% of tenant households. 82% of housing is owner-occupied. Vacancy runs 1.6%. Around 62% of adults hold a bachelor's degree or higher. At $153,785, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 23/100. The poverty rate is 2.8% — low.

Broadly, 08844 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.