ZIP 08844 Foreclosure, Tax-Lien & Distress Report

Somerset County, New Jersey's ZIP 08844 registers 28/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (96/100), climate & FEMA risk (93/100)). The sharpest non-environmental signals are construction/permit lag (76/100), structural risk (65/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. Structural exposure scores 65 and live distress 2 on the 0–100 scale.

The expansion-phase market in 08844 posted values that rose 5.2% over the year, and 28% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $547,700 here, or 3.5 times local income. The ZIP holds roughly 16,646 housing units. 43,708 residents call 08844 home, typically aged 42. Rent burden reaches 35% of tenant households. The tenure split is 82% owner-occupied to 18% rented. Vacancy runs 1.6%. Educational attainment sits at 62% bachelor's-or-above. Median household income is $153,785, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 23/100. Roughly 2.8% live below the poverty line, a low share typical of higher-equity areas.

Overall, 08844 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 08844 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Somerset County, New Jersey and the nation. 08844 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 08844's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 08844 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.