ZIP 08873 Foreclosure, Tax-Lien & Distress Report
Somerset County, New Jersey · Distress market
DLRadar grades ZIP 08873 (Somerset County, New Jersey) at a low 28/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), climate & FEMA risk (93/100). Property-level stress concentrates in construction/permit lag (76/100), structural risk (65/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Structural risk reads 65/100 against active distress of 2/100.
Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 28% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The vacancy rate is 2.3%. Around 55% of adults hold a bachelor's degree or higher. The ZIP holds roughly 22,374 housing units. At $117,866, median income runs above typical U.S. levels. 55,862 residents call 08873 home, typically aged 40. 6.4% of residents fall below the poverty threshold. 67% of housing is owner-occupied. Rent burden reaches 34% of tenant households. A median home runs $465,800 here, or 3.7 times local income. DLRadar's demographic-stress index for the area reads 26/100.
On balance 08873 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 08873 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 08873's 28/100 can be lined up against any neighbor in Somerset County, New Jersey or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 08873 shows blanks, not estimates, wherever the record is sparse.
08873's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 08873 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 08873
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 08873 distress snapshot
Current distress, phase, housing and lender-pressure figures for 08873, drawn from the same report attached to each property.
Neighbouring ZIPs in Somerset County
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Rules-based scoring — each signal ties to a public dataset · methodology