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ZIP 08901 Foreclosure, Tax-Lien & Distress Report

Middlesex County, New Jersey · High Poverty market

ZIP code 08901 in Middlesex County, New Jersey carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Structurally it carries 69/100, against 2/100 of stress already in motion. The sharpest non-environmental signals are construction/permit lag (84/100), structural risk (69/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (95/100)).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 35% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 56,766 people live here, median age 24. The tenure split is 22% owner-occupied to 78% rented. At $60,248, median income runs below typical U.S. levels. On demographic stress specifically, 08901 scores 47/100. Home values center near $353,800, an affordability ratio of 5.3×. There are about 16,854 housing units across 08901. Around 49% of renters are cost-burdened. The poverty rate is 31.6% — high, a tax-stress and distress correlate. The vacancy rate is 6.8%. About 24% have a four-year degree.

On the whole, 08901 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 08901 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 08901's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 08901 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 08901's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 08901 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

30/100
Composite stress
69/100
Structural risk
2/100
Distress activity

What is driving ZIP 08901’s distress

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk98
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 08901 distress snapshot

08901 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Adjacent Middlesex County ZIP reports

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The complete 08901 distress and acquisition report

The full 08901 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

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