ZIP 08817 Foreclosure, Tax-Lien & Distress Report

In Middlesex County, New Jersey, ZIP 08817 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (95/100). What sets it apart are the readings on construction/permit lag (84/100), structural risk (69/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low. Latent structural risk is 69/100 while live distress already moving reads 2/100.

The expansion-phase market in 08817 posted values that rose 5.2% over the year, and 35% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 3.7%. DLRadar's demographic-stress index for the area reads 28/100. Home values center near $431,100, an affordability ratio of 3.8× — accessible. 7.1% of residents fall below the poverty threshold. 54% of housing is owner-occupied. Rent burden reaches 27% of tenant households. There are about 18,075 housing units across 08817. About 49% have a four-year degree. Population is roughly 47,924 with a median age of 38. Households earn a median $109,734 — above the roughly $78,000 national figure.

Overall, 08817 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 08817 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 08817's 30/100 can be lined up against any neighbor in Middlesex County, New Jersey or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 08817, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 08817's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 08817 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.