ZIP 08817 Property Distress & Foreclosure Data

Composite property distress in 08817 (Middlesex County, New Jersey) lands at 29/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (95/100)). The sharpest non-environmental signals are construction/permit lag (76/100), structural risk (67/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Structural risk reads 67/100 against active distress of 2/100.

The expansion-phase market in 08817 posted values that rose 6.0% over the year, and 35% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 3.7%. The demographic-stress sub-score lands at 28/100. The typical home is worth about $431,100 (3.8× income, relatively affordable). The poverty rate is 7.1% — low. 54% of housing is owner-occupied. Rent burden reaches 27% of tenant households. There are about 18,075 housing units across 08817. Around 49% of adults hold a bachelor's degree or higher. Population is roughly 47,924 with a median age of 38. At $109,734, median income runs above typical U.S. levels.

On balance 08817 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.