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ZIP 08828 Foreclosure, Tax-Lien & Distress Report

Middlesex County, New Jersey · Distress market

Scored purely from public records, 08828 (Middlesex County, New Jersey) returns a moderate composite of 30/100. On the structural side it scores 69/100, with 2/100 of stress already active. Its heaviest discrete signals: construction/permit lag (84/100), structural risk (69/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (95/100)).

The expansion-phase market in 08828 posted values that rose 5.2% over the year, and 22% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 66% of homes, renters 34%. Median household income is $104,143, above the U.S. median near $78,000. About 2,317 people live here, median age 40. 2.9% of residents fall below the poverty threshold. The ZIP holds roughly 1,108 housing units. Around 30% of renters are cost-burdened. A median home runs $355,000 here, or 3.1 times local income. About 44% have a four-year degree. Vacancy runs 2.4%. On demographic stress specifically, 08828 scores 24/100.

Net-net, 08828 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 08828 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 08828 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 08828 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 30/100 figure for 08828 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 08828 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

30/100
Composite stress
69/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 08828

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk98
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

08828 at a glance

The live 08828 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Every distressed parcel in 08828 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic scoring, sourced entirely from public data · methodology

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