ZIP 08846 Property Distress & Foreclosure Data

ZIP code 08846 in Middlesex County, New Jersey carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (95/100). What sets it apart are the readings on construction/permit lag (76/100), structural risk (67/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low. Structural risk reads 67/100 against active distress of 2/100.

The market reads expansion — home values rose 6.0% year on year, and 30% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 14,518 people live here, median age 44. A median home runs $446,400 here, or 3.9 times local income. Households earn a median $107,063 — above the roughly $78,000 national figure. Rent burden reaches 39% of tenant households. The tenure split is 73% owner-occupied to 27% rented. On demographic stress specifically, 08846 scores 29/100. Vacancy runs 2.4%. Roughly 8.0% live below the poverty line. There are about 5,799 housing units across 08846. About 35% have a four-year degree.

Net-net, 08846 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.