ZIP 08846 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 08846 in Middlesex County, New Jersey comes in at 29, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (95/100). The pressure is most legible in construction/permit lag (75/100), structural risk (67/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. The split runs 67/100 structural to 2/100 active on the ground.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 30% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 14,518 people live here, median age 44. A median home runs $446,400 here, or 3.9 times local income. Median household income is $107,063, above the U.S. median near $78,000. Rent burden reaches 39% of tenant households. The tenure split is 73% owner-occupied to 27% rented. The demographic-stress sub-score lands at 29/100. Vacancy runs 2.4%. The poverty rate is 8.0%. There are about 5,799 housing units across 08846. About 35% have a four-year degree.

Net-net, 08846 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 08846 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 08846's 29/100 can be lined up against any neighbor in Middlesex County, New Jersey or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 08846 reflects the current record instead of a stale or modeled snapshot.

08846's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 08846 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.