ZIP 08859 Foreclosure, Tax-Lien & Distress Report
Middlesex County, New Jersey · Distress market
ZIP code 08859 in Middlesex County, New Jersey carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. The latent-versus-live split is 69/100 structural and 2/100 already moving. The sharpest non-environmental signals are construction/permit lag (84/100), structural risk (69/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (95/100).
Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 31% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The tenure split is 59% owner-occupied to 41% rented. The poverty rate is 6.1% — low. 24,284 residents call 08859 home, typically aged 39. Households earn a median $96,593 — above the roughly $78,000 national figure. Home values center near $445,800, an affordability ratio of 4.2×. About 38% have a four-year degree. The ZIP holds roughly 9,378 housing units. Rent burden reaches 33% of tenant households. Vacancy runs 2.3%. DLRadar's demographic-stress index for the area reads 30/100.
On balance 08859 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 08859 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 08859 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 30/100 figure for 08859 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 08859 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 08859
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 08859 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 08859, the same set carried on every parcel.
Middlesex County ZIPs near 08859
Related reports across Middlesex County, New Jersey
Further distress data across Middlesex County, New Jersey at ZIP, county and state level.
Get the full acquisition report for 08859
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Deterministic. Every signal traces to a public dataset · methodology