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Where distress is building, which way the cycle is turning, and what is live now.

ZIP 08872 Foreclosure, Tax-Lien & Distress Report

Middlesex County, New Jersey · Distress market

ZIP code 08872 in Middlesex County, New Jersey carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Its standout signals are construction/permit lag (84/100), structural risk (69/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. On the structural side it scores 69/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (95/100).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 30% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $97,204, median income runs above typical U.S. levels. Vacancy runs 5.8%. There are about 7,899 housing units across 08872. Around 34% of renters are cost-burdened. Home values center near $447,200, an affordability ratio of 4.2×. Around 36% of adults hold a bachelor's degree or higher. 6.2% of residents fall below the poverty threshold. 20,040 residents call 08872 home, typically aged 39. On demographic stress specifically, 08872 scores 31/100. Owners hold 59% of homes, renters 41%.

On balance 08872 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 08872 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 08872's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 08872 reflects the current record instead of a stale or modeled snapshot.

08872's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 08872 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

30/100
Composite stress
69/100
Structural risk
2/100
Distress activity

What is driving ZIP 08872’s distress

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk98
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

08872 at a glance

A live read on 08872: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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The complete 08872 distress and acquisition report

The full 08872 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

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