ZIP 08904 Foreclosure, Tax-Lien & Distress Report

ZIP 08904's composite property-distress score is 30/100 - DLRadar classes that as moderate for Middlesex County, New Jersey. Leading the profile are construction/permit lag (84/100), structural risk (69/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (95/100). The latent-versus-live split is 69/100 structural and 2/100 already moving.

The expansion-phase market in 08904 posted values that rose 5.2% over the year, and 33% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $101,991, median income runs above typical U.S. levels. 9.2% of residents fall below the poverty threshold. There are about 6,759 housing units across 08904. Around 70% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 29/100. Owners hold 39% of homes, renters 61%. About 14,981 people live here, median age 35. The typical home is worth about $471,700 (4.5× income). Rent burden reaches 24% of tenant households. Vacancy runs 5.0%.

On balance 08904 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 08904 at the moment; the composite and its components are still built from verifiable public records.

The 08904 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 08904 stays directly comparable to neighboring ZIPs and the rest of Middlesex County, New Jersey. Where the public record is thin for 08904, the field stays empty rather than modeled, and fills in as new documents post.

The 30/100 figure for 08904 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 08904 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.