ZIP 07064 Property Distress & Foreclosure Data

In Middlesex County, New Jersey, ZIP 07064 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (76/100), structural risk (67/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low. The latent-versus-live split is 67/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (95/100).

The market reads expansion — home values rose 6.0% year on year, and 41% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $435,400 here, or 2.9 times local income. Around 48% of renters are cost-burdened. Households earn a median $143,194 — above the roughly $78,000 national figure. On demographic stress specifically, 07064 scores 26/100. Roughly 1.8% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 4.1%. About 31% have a four-year degree. The tenure split is 93% owner-occupied to 7% rented. About 3,742 people live here, median age 40. The ZIP holds roughly 1,144 housing units.

Net-net, 07064 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.