ZIP 07065 Foreclosure, Tax-Lien & Distress Report
Union County, New Jersey · Distress market
DLRadar grades ZIP 07065 (Union County, New Jersey) at a low 22/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (92/100). What sets it apart are the readings on structural risk (50/100), institutional ownership (20/100), construction/permit lag (14/100). construction/permit lag (14/100) and mortgage stress (8/100) stay muted. Structural risk reads 50/100 against active distress of 2/100.
The expansion-phase market in 07065 posted values that rose 5.2% over the year, and 29% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
53% of housing is owner-occupied. Around 42% of renters are cost-burdened. The typical home is worth about $386,400 (4.0× income, relatively affordable). The vacancy rate is 5.1%. 29,748 residents call 07065 home, typically aged 39. DLRadar's demographic-stress index for the area reads 32/100. There are about 13,002 housing units across 07065. Households earn a median $90,852 — above the roughly $78,000 national figure. Educational attainment sits at 36% bachelor's-or-above. Roughly 6.8% live below the poverty line, a low share typical of higher-equity areas.
On balance, 07065 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 07065 runs through one identical scoring model, so its 22/100 sits on the same scale as every other ZIP in Union County, New Jersey and the nation. The score is rebuilt from public data as it updates, so 07065 reflects the current record instead of a stale or modeled snapshot.
Each component behind 07065 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. For a buyer, 07065 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 07065
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
07065 at a glance
The live 07065 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Union County
Nearest ZIP codes to 07065
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 07065
Related ZIP, county and statewide reads linked to Union County, New Jersey.
The complete 07065 distress and acquisition report
Every distressed parcel in 07065 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology