ZIP 07065 Property Distress & Foreclosure Data

DLRadar grades ZIP 07065 (Union County, New Jersey) at a low 28/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (93/100)). Property-level stress concentrates in construction/permit lag (65/100), structural risk (63/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Structural exposure scores 63 and live distress 2 on the 0–100 scale.

The expansion-phase market in 07065 posted values that rose 6.0% over the year, and 29% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

53% of housing is owner-occupied. Rent burden reaches 42% of tenant households. The typical home is worth about $386,400 (4.0× income, relatively affordable). Vacancy runs 5.1%. Population is roughly 29,748 with a median age of 39. The demographic-stress sub-score lands at 32/100. There are about 13,002 housing units across 07065. At $90,852, median income runs above typical U.S. levels. Around 36% of adults hold a bachelor's degree or higher. The poverty rate is 6.8% — low.

On balance 07065 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

28/100
Composite stress
63/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 07065

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk95
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Union County

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