ZIP 07083 Property Distress & Foreclosure Data

DLRadar grades ZIP 07083 (Union County, New Jersey) at a low 28/100 for overall property distress. Structural exposure scores 63 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (93/100)). Property-level stress concentrates in construction/permit lag (65/100), structural risk (63/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100).

The expansion-phase market in 07083 posted values that rose 6.0% over the year, and 28% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

74% of housing is owner-occupied. The poverty rate is 6.2% — low. There are about 20,972 housing units across 07083. The demographic-stress sub-score lands at 28/100. Vacancy runs 4.2%. Around 41% of adults hold a bachelor's degree or higher. The typical home is worth about $455,300 (3.6× income, relatively affordable). Rent burden reaches 41% of tenant households. Population is roughly 57,036 with a median age of 42. At $118,106, median income runs above typical U.S. levels.

On balance 07083 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.