ZIP 07033 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 07033 (Union County, New Jersey) returns a low composite of 23/100. Its heaviest discrete signals: structural risk (51/100), institutional ownership (21/100), construction/permit lag (16/100). construction/permit lag (16/100) and mortgage stress (8/100) stay muted. Latent structural risk is 51/100 while live distress already moving reads 2/100. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (93/100)).

The expansion-phase market in 07033 posted values that rose 5.2% over the year, and 17% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

73% of housing is owner-occupied. Around 51% of renters are cost-burdened. Median household income is $126,295, above the U.S. median near $78,000. Home values center near $522,200, an affordability ratio of 4.1×. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. About 34% have a four-year degree. DLRadar's demographic-stress index for the area reads 32/100. Vacancy runs 5.8%. Population is roughly 8,339 with a median age of 39. There are about 3,027 housing units across 07033.

Overall 07033 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 07033 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 07033 runs through one identical public-record model, so its 23/100 sits on the same scale as every other ZIP in Union County, New Jersey and the nation. 07033 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 23/100 figure for 07033 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 07033 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.