ZIP 07041 Property Distress & Foreclosure Data

In Essex County, New Jersey, ZIP 07041 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (89/100)). Its standout signals are structural risk (55/100), construction/permit lag (35/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100). Structural risk reads 55/100 against active distress of 2/100.

The expansion-phase market in 07041 posted values that rose 6.0% over the year, and 38% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $961,700 (4.2× income). At $220,923, median income runs above typical U.S. levels. Population is roughly 7,610 with a median age of 39. Vacancy runs 9.3%. 68% of housing is owner-occupied. Rent burden reaches 41% of tenant households. There are about 2,864 housing units across 07041. The demographic-stress sub-score lands at 27/100. The poverty rate is 3.9% — low. Around 81% of adults hold a bachelor's degree or higher.

On balance 07041 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.