ZIP 07042 Property Distress & Foreclosure Data

DLRadar grades ZIP 07042 (Essex County, New Jersey) at a low 25/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (89/100). The latent-versus-live split is 55/100 structural and 2/100 already moving. Property-level stress concentrates in structural risk (55/100), construction/permit lag (35/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 29% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 43% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 35/100. 8.5% of residents fall below the poverty threshold. 27,173 residents call 07042 home, typically aged 39. The ZIP holds roughly 12,025 housing units. The vacancy rate is 5.3%. Educational attainment sits at 67% bachelor's-or-above. Owners hold 50% of homes, renters 50%. Median household income is $127,083, above the U.S. median near $78,000. Home values center near $821,700, an affordability ratio of 5.8×.

Overall, 07042 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.