ZIP 07102 Foreclosure, Tax-Lien & Distress Report
Essex County, New Jersey · High Poverty market
In Essex County, New Jersey, ZIP 07102 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. On the structural side it scores 54/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (89/100). Its standout signals are structural risk (54/100), construction/permit lag (31/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.
Prices here sit in a expansion phase: values rose 5.2% over the trailing year, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
6% of housing is owner-occupied. Around 31% of adults hold a bachelor's degree or higher. Population is roughly 12,954 with a median age of 32. Households earn a median $37,093 — below the roughly $78,000 national figure. Home values center near $431,500, an affordability ratio of 7.9× — stretched. The ZIP holds roughly 6,683 housing units. The vacancy rate is 4.9%. DLRadar's demographic-stress index for the area reads 53/100. Roughly 31.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 41% of tenant households.
Net-net, 07102 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 07102 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 07102 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 07102 reflects the current record instead of a stale or modeled snapshot.
The 24/100 for 07102 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 07102 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 07102
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 07102 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 07102, drawn from the same report attached to each property.
Essex County ZIPs near 07102
More distress data near 07102
Other reports tied to Essex County, New Jersey — ZIP, county and statewide.
Get the full acquisition report for 07102
Open 07102 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology