ZIP 07102 Foreclosure, Tax-Lien & Distress Report
Essex County, New Jersey · High Poverty market
In Essex County, New Jersey, ZIP 07102 scores 23 of 100 for composite distress, a low level on DLRadar's distress index. On the structural side it scores 51/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (88/100). Its standout signals are structural risk (51/100), institutional ownership (20/100), construction/permit lag (18/100). By contrast, construction/permit lag (18/100) and mortgage stress (8/100) register low.
Prices here sit in a expansion phase: values rose 5.2% over the trailing year, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
6% of housing is owner-occupied. Around 31% of adults hold a bachelor's degree or higher. Population is roughly 12,954 with a median age of 32. Households earn a median $37,093 — below the roughly $78,000 national figure. Home values center near $431,500, an affordability ratio of 7.9× — stretched. The ZIP holds roughly 6,683 housing units. The vacancy rate is 4.9%. DLRadar's demographic-stress index for the area reads 53/100. Roughly 31.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 41% of tenant households.
Net-net, 07102 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 07102 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 07102 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 07102 reflects the current record instead of a stale or modeled snapshot.
The 23/100 for 07102 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 07102 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 07102
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 07102 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 07102, drawn from the same report attached to each property.
Essex County ZIPs near 07102
Nearest ZIP codes to 07102
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 07102
Other reports tied to Essex County, New Jersey — ZIP, county and statewide.
Get the full acquisition report for 07102
Open 07102 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology