ZIP 07021 Property Distress & Foreclosure Data

Essex County, New Jersey's ZIP 07021 registers 25/100 composite distress, which DLRadar reads as low. Structural exposure scores 55 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (89/100). The most distinctive pressure shows up in structural risk (55/100), construction/permit lag (35/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 39% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 97% of homes, renters 3%. 0.4% of residents fall below the poverty threshold. There are about 808 housing units across 07021. Rent burden reaches 50% of tenant households. Home values center near $1,083,000, an affordability ratio of 3.9× — accessible. Vacancy runs 8.6%. Educational attainment sits at 82% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 24/100. 2,320 residents call 07021 home, typically aged 44. Median household income is $250,001, above the U.S. median near $78,000.

Overall, 07021 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.