ZIP 07039 Property Distress & Foreclosure Data

Composite property distress in 07039 (Essex County, New Jersey) lands at 25/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (89/100). The latent-versus-live split is 55/100 structural and 2/100 already moving. The sharpest non-environmental signals are structural risk (55/100), construction/permit lag (35/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 36% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 43% of renters are cost-burdened. 2.2% of residents fall below the poverty threshold. Median household income is $218,416, above the U.S. median near $78,000. 31,128 residents call 07039 home, typically aged 44. The ZIP holds roughly 10,699 housing units. DLRadar's demographic-stress index for the area reads 23/100. Educational attainment sits at 73% bachelor's-or-above. Owners hold 86% of homes, renters 14%. Home values center near $821,100, an affordability ratio of 3.4× — accessible. The vacancy rate is 2.4%.

Overall, 07039 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.