ZIP 07039 Foreclosure, Tax-Lien & Distress Report
Essex County, New Jersey · High Value market
ZIP 07039's composite property-distress score is 23/100 - DLRadar classes that as low for Essex County, New Jersey. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (88/100). The split runs 51/100 structural to 2/100 active on the ground. Its heaviest discrete signals: structural risk (51/100), institutional ownership (20/100), construction/permit lag (18/100). construction/permit lag (18/100) and mortgage stress (8/100) stay muted.
Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 36% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
Rent burden reaches 43% of tenant households. The poverty rate is 2.2% — low. At $218,416, median income runs above typical U.S. levels. Population is roughly 31,128 with a median age of 44. There are about 10,699 housing units across 07039. The demographic-stress sub-score lands at 23/100. Around 73% of adults hold a bachelor's degree or higher. 86% of housing is owner-occupied. The typical home is worth about $821,100 (3.4× income, relatively affordable). The vacancy rate is 2.4%.
On balance, 07039 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 07039's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 07039, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 07039's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 07039 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 07039 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
07039 at a glance
A live read on 07039: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Essex County, New Jersey at ZIP, county and state level.
See every distressed parcel in 07039
Open 07039 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology