ZIP 07932 Property Distress & Foreclosure Data

ZIP code 07932 in Morris County, New Jersey carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (75/100), structural risk (63/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (84/100)). On the structural side it scores 63/100, with 2/100 of stress already active.

The expansion-phase market in 07932 posted values that rose 6.0% over the year, and 32% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 66% of adults hold a bachelor's degree or higher. Population is roughly 11,498 with a median age of 45. The poverty rate is 7.7%. Around 44% of renters are cost-burdened. 69% of housing is owner-occupied. The demographic-stress sub-score lands at 31/100. The ZIP holds roughly 4,998 housing units. The vacancy rate is 6.7%. At $147,009, median income runs above typical U.S. levels. The typical home is worth about $791,100 (4.9× income).

On balance 07932 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.