ZIP 07034 Property Distress & Foreclosure Data

Composite property distress in 07034 (Morris County, New Jersey) lands at 28/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (84/100). The sharpest non-environmental signals are construction/permit lag (75/100), structural risk (63/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low. Structural risk reads 63/100 against active distress of 2/100.

The market reads expansion — home values rose 6.0% year on year, and 35% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 2.4%. Households earn a median $101,500 — above the roughly $78,000 national figure. A median home runs $428,600 here, or 4.0 times local income. Rent burden reaches 17% of tenant households. About 10,406 people live here, median age 40. There are about 4,559 housing units across 07034. The tenure split is 61% owner-occupied to 39% rented. On demographic stress specifically, 07034 scores 25/100. About 51% have a four-year degree. Roughly 2.7% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 07034 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.