Morris County, NJ Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Morris County, NJ distress report, 2026: 58 ZIPs scored in Morris, NJ, Morris, NJ average 27/100; the top Morris, NJ ZIP is 07920 at 28/100; Morris, NJ market phase expansion, Morris, NJ prices +5.2% year over year.
- Morris, NJ ranks #3,128 nationally (opportunity index); Morris, NJ #17 in New Jersey; Morris, NJ index 21.8.
- Morris, NJ ninety-day mortgage delinquency 0.6% in December 2025; Morris, NJ twelve-month change +0.1%.
- Morris, NJ ZIP phases: 56 expansion, 2 peak.
- Morris, NJ residential listings tracked: 30 across 50 ZIPs; Morris, NJ candidate listings 15.
- Morris, NJ HUD assisted properties: 20 with 450 units.
- Morris, NJ lenders on watch: 8; largest Morris, NJ footprint Provident Bank (16 branches).
- Morris, NJ most distressed ZIP: 07920 at 28/100.
Morris, NJ figures: DLRadar distress index; Morris, NJ inputs: CFPB, FHFA, HUD, FDIC; Morris, NJ rebuilt as sources refresh.
| Rank | Morris, NJ ZIP | Score |
|---|---|---|
| 1 | 07920 | 28/100 |
| 2 | 07931 | 28/100 |
| 3 | 07934 | 28/100 |
| 4 | 07005 | 27/100 |
| 5 | 07034 | 27/100 |
| 6 | 07035 | 27/100 |
| 7 | 07045 | 27/100 |
| 8 | 07046 | 27/100 |
| 9 | 07054 | 27/100 |
| 10 | 07058 | 27/100 |
| 11 | 07082 | 27/100 |
| 12 | 07405 | 27/100 |
Most distressed Morris, NJ ZIPs (0-100, 2026)
Mortgage delinquency in Morris, NJ
0.6% of Morris, NJ mortgages were ninety-plus days late (Morris, NJ, December 2025); Morris, NJ thirty-to-eighty-nine days late: 1.2%; Morris, NJ twelve-month change +0.1%; Morris, NJ peak since 2008: 3.8% (August 2012); New Jersey overall 0.9%. Morris, NJ ninety-day series: Dec 24 0.5, Jan 25 0.4, Feb 25 0.3 (Morris, NJ), Mar 25 0.3, Apr 25 0.3, May 25 0.3 (Morris, NJ), Jun 25 0.5, Jul 25 0.5, Aug 25 0.5 (Morris, NJ), Sep 25 0.5, Oct 25 0.5, Nov 25 0.5 (Morris, NJ), Dec 25 0.6.
Opportunity index: Morris, NJ
Morris, NJ index 21.8, Morris, NJ phase weak; Morris, NJ primary driver construction, Morris, NJ second driver bank institutional. Morris, NJ components: property stress 8.9, foreclosure pressure 5.8, listing discounts 12.6, bank stress 60.6, insurance 0.0; Morris, NJ pulse 26.5; Morris, NJ capital opportunity 14.7.
ZIP market phases inside Morris, NJ
58 Morris, NJ ZIPs carry a price-cycle phase; Morris, NJ ZIPs by phase (Morris, NJ), deepest drawdown first: expansion, +5.2% YoY (Morris, NJ): 07005, 07034, 07035, 07045, Morris, NJ 07046, 07054, 07058, 07082, Morris, NJ 07405, 07435, 07438, 07440, Morris, NJ 07444, 07457, 07460, 07801.
Residential listings by Morris, NJ ZIP
Morris, NJ ZIPs with the most tracked Morris, NJ residential listings: 07849 3 listings, 3 candidates, bank pressure 64; 07928 3 listings, 0 candidates, bank pressure 64; 07045 2 listings, 2 candidates, bank pressure 64; 07405 2 listings, 1 candidates, bank pressure 64 (Morris, NJ); 07930 2 listings, 0 candidates, bank pressure 64; 07932 2 listings, 0 candidates, bank pressure 64; 07935 2 listings, 1 candidates, bank pressure 64; 07950 2 listings, 1 candidates, bank pressure 64. Morris, NJ totals: 30 listings; Morris, NJ candidates 15; active ZIPs 20.
HUD assisted housing in Morris, NJ
20 assisted properties with 450 units sit in Morris, NJ; largest Morris, NJ properties: River Park Village Apartments (Landing (Roxbury Twp)) 122 units; Butler Senior Housing (Butler) 91 units, 89 assisted; Mt. Olive Manor (Flanders) 60 units, 60 assisted in Morris, NJ; Jefferson Chase (Jefferson Township) 50 units, 50 assisted; Mt. Olive Manor Ii (Flanders) 50 units, 50 assisted; Mcail Liberty House (Morris Township) 10 units, 10 assisted.
Lenders with branches in Morris, NJ
Morris, NJ lenders by branch count: Provident Bank (Morris, NJ): stress 54, 16 branches low in Morris, NJ; Valley National Bank (Morris, NJ): stress 60, 14 branches low in Morris, NJ; Peapack Private Bank&Trust (Morris, NJ): stress 78, 6 branches low in Morris, NJ; Columbia Bank (Morris, NJ): stress 82, 5 branches low in Morris, NJ; Blue Foundry Bank (Morris, NJ): stress 72, 4 branches low in Morris, NJ; Kearny Bank (Morris, NJ): stress 83, 3 branches low in Morris, NJ; First Bank (Morris, NJ): stress 68, 2 branches low in Morris, NJ; Unity Bank (Morris, NJ): stress 46, 2 branches low in Morris, NJ.
Vacancy and permits, Morris, NJ
6,261 of 199,506 Morris, NJ housing units are vacant; Morris, NJ permits, twelve months: 705 multifamily units in Morris, NJ, 831 one-to-four unit units.
Work Morris, NJ at the parcel level
Every Morris, NJ parcel carries owner and address; every Morris, NJ parcel carries APN; Morris, NJ distress scores sit on the Morris, NJ live board.
Morris, NJ figures refresh with each source.
Morris, NJ questions
Most distressed ZIP code in Morris County, NJ?
ZIP 07920 leads Morris, NJ at 28/100; next in Morris, NJ: 07931 at 28/100; the Morris, NJ average is 27/100.
Where does Morris County, NJ rank for investment opportunity?
Morris, NJ is #3,128 among all ranked counties, #17 in New Jersey; the Morris, NJ driver is construction; Morris, NJ moved down 216 places.
How many mortgages are delinquent in Morris County, NJ?
0.6% of Morris, NJ mortgages were ninety-plus days late in December 2025; the Morris, NJ peak since 2008 was 3.8%.
Which banks lend in Morris County, NJ?
8 watched lenders hold Morris, NJ branches; the largest Morris, NJ footprints are Provident Bank (16), Valley National Bank (14), Peapack Private Bank&Trust (6).
More on Morris, NJ
Morris County, NJ distress report: public-record figures for Morris, NJ; not legal advice for Morris, NJ; not tax or investment advice; verify every Morris, NJ record before acting.