Morris County, NJ: Home-Insurance Distress & Forced-Sale Pressure
Morris County, NJ: 28/100 (moderate) home-insurance distress; Morris, NJ band LOW; Morris, NJ #1,649 of 3,222 counties; Morris, NJ #11 of 21 in New Jersey; raw Morris, NJ 33.5; Morris, NJ coverage multiplier 0.85.
FEMA hazard, Morris, NJ: 0/100; Morris, NJ declarations, three years: none.
NFIP claims, Morris, NJ, three years: 73; Morris, NJ payouts $791,077; per Morris, NJ claim $10,837; Morris, NJ claim-stress 84/100.
Morris, NJ monthly score fell, 29 (March 2026) to 28 (October 2026); Morris, NJ by month: March 29, April 29, May 29, June 29 (Morris, NJ), July 29, August 29, September 29, October 28.
Morris, NJ components: NFIP claims 84; Morris, NJ retreat index 28; Morris, NJ climate multiplier 0.85.
Construction distress, Morris, NJ: 67/100 as of August 2026 (Morris, NJ: 64/100 one-to-four unit, 70/100 multifamily).
Morris, NJ ZIPs, June 2026 (Morris, NJ, 16 highest): score 0 (Morris, NJ), climate 95 (Morris, NJ): 07435; score 0 (Morris, NJ), climate 94 (Morris, NJ): 07005, 07034, 07035, 07045, Morris, NJ 07046, 07054, 07058, 07082, Morris, NJ 07405, 07438, 07440, 07444, Morris, NJ 07457, 07801, 07803.
DLRadar rescores Morris, NJ monthly; Morris, NJ readings join Morris, NJ foreclosure, lien and ownership parcels (Morris, NJ), so cost-squeezed Morris, NJ owners surface before listing.
Inside New Jersey, Morris County ranks 11th of 21 counties for home-insurance distress at 28/100; Hudson County (30/100) sits just above Morris County, and Burlington County (28/100) sits just below Morris County.
Deterministic. Every Morris County, NJ signal traces to a public Morris dataset (FEMA, NFIP, Census for Morris, NJ) · how insurance distress works in Morris, NJ · methodology
FAQ: Morris County, NJ insurance distress
What is the Morris County, NJ home-insurance-distress score?
Morris, NJ: 28/100 (LOW), #1,649 of 3,222, #11 in New Jersey. FEMA hazard, Morris, NJ: 0/100; NFIP stress, Morris, NJ: 84/100; construction, Morris, NJ: 67/100; Morris, NJ rescores monthly.
Is Morris County insurance distress getting better or worse (NJ)?
Morris, NJ: 29 in March 2026; Morris, NJ: 28 in October 2026 (better); Morris, NJ NFIP claims score 84.
How many flood-insurance claims has Morris County, NJ had?
Morris, NJ: 73 NFIP claims, three years; Morris, NJ paid $791,077; per Morris, NJ claim $10,837; carriers reprice Morris, NJ against that record.
Which Morris County ZIP codes carry the most insurance distress (NJ)?
Morris, NJ, June 2026: 07435 at 0, 07005 at 0, 07034 at 0, 07035 at 0; Morris, NJ climate scores there: 95, 94, 94, 94.
Why does Morris, NJ insurance distress create sellers?
A Morris, NJ premium outruns the Morris, NJ budget; a carrier leaves Morris, NJ; Morris, NJ carrying cost passes plan; Morris, NJ owners sell while current; Morris, NJ insurance distress leads Morris, NJ foreclosure data.