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ZIP 07005 Foreclosure, Tax-Lien & Distress Report

Morris County, New Jersey · Distress market

ZIP code 07005 in Morris County, New Jersey carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (84/100). The sharpest non-environmental signals are construction/permit lag (60/100), structural risk (60/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted. Structural risk reads 60/100 against active distress of 2/100.

The expansion-phase market in 07005 posted values that rose 5.2% over the year, and 28% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $587,100 (4.5× income). Median household income is $126,411, above the U.S. median near $78,000. Owners hold 71% of homes, renters 29%. Roughly 5.2% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 15,240 with a median age of 42. Vacancy runs 6.0%. Rent burden reaches 40% of tenant households. The demographic-stress sub-score lands at 29/100. There are about 6,148 housing units across 07005. Educational attainment sits at 56% bachelor's-or-above.

On balance 07005 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 07005 at the moment; the composite and its components are still built from verifiable public records.

The 07005 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 07005 stays directly comparable to neighboring ZIPs and the rest of Morris County, New Jersey. 07005 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

07005's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 07005 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

26/100
Composite stress
60/100
Structural risk
2/100
Distress activity

ZIP 07005 distress signals, scored

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk94
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 07005 distress snapshot

A live read on 07005: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Other Morris County ZIP codes

More distress data near 07005

Further distress data across Morris County, New Jersey at ZIP, county and state level.

See every distressed parcel in 07005

Every distressed parcel in 07005 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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