ZIP 07866 Property Distress & Foreclosure Data

In Morris County, New Jersey, ZIP 07866 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (75/100), structural risk (63/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100). On the structural side it scores 63/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (84/100)).

The expansion-phase market in 07866 posted values that rose 6.0% over the year, and 28% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The poverty rate is 3.9% — low. Around 35% of renters are cost-burdened. At $123,828, median income runs above typical U.S. levels. Around 50% of adults hold a bachelor's degree or higher. The typical home is worth about $457,400 (3.5× income, relatively affordable). Population is roughly 22,632 with a median age of 45. The demographic-stress sub-score lands at 24/100. The ZIP holds roughly 8,825 housing units. The vacancy rate is 2.0%. 81% of housing is owner-occupied.

On balance 07866 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.