ZIP 07866 Foreclosure, Tax-Lien & Distress Report
Morris County, New Jersey · Distress market
In Morris County, New Jersey, ZIP 07866 scores 27 of 100 for composite distress, a low level on DLRadar's distress index. Its heaviest discrete signals: construction/permit lag (67/100), structural risk (61/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low. Structural exposure scores 61 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (84/100).
The market reads expansion — home values rose 5.2% year on year, and 28% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
The poverty rate is 3.9% — low. Around 35% of renters are cost-burdened. Households earn a median $123,828 — above the roughly $78,000 national figure. Around 50% of adults hold a bachelor's degree or higher. The typical home is worth about $457,400 (3.5× income, relatively affordable). 22,632 residents call 07866 home, typically aged 45. The demographic-stress sub-score lands at 24/100. There are about 8,825 housing units across 07866. Vacancy runs 2.0%. Owners hold 81% of homes, renters 19%.
On balance 07866 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 07866 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 07866's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 07866 shows blanks, not estimates, wherever the record is sparse.
07866's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 07866 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 07866 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 07866 by the numbers
Current distress, phase, housing and lender-pressure figures for 07866, drawn from the same report attached to each property.
Adjacent Morris County ZIP reports
Nearest ZIP codes to 07866
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Morris County, New Jersey
Related ZIP, county and statewide reads linked to Morris County, New Jersey.
Get the full acquisition report for 07866
Every distressed parcel in 07866 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology