ZIP 07885 Foreclosure, Tax-Lien & Distress Report
Morris County, New Jersey · Distress market
Composite property distress in 07885 (Morris County, New Jersey) lands at 27/100 — low on DLRadar's distress scoring. Structural risk reads 61/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (84/100). Leading the profile are construction/permit lag (67/100), structural risk (61/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100).
Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 26% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
11,864 residents call 07885 home, typically aged 40. Owners hold 62% of homes, renters 38%. Rent burden reaches 41% of tenant households. Roughly 13.4% live below the poverty line. The ZIP holds roughly 5,063 housing units. Households earn a median $100,903 — above the roughly $78,000 national figure. The typical home is worth about $380,900 (3.4× income, relatively affordable). The demographic-stress sub-score lands at 30/100. The vacancy rate is 3.8%. Around 38% of adults hold a bachelor's degree or higher.
Net-net, 07885 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 07885's 27/100 can be lined up against any neighbor in Morris County, New Jersey or any ZIP coast to coast. 07885 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 27/100 figure for 07885 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 07885 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 07885’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 07885 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 07885, drawn from the same report attached to each property.
Nearby ZIPs in Morris County
Nearest ZIP codes to 07885
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 07885
Further distress data across Morris County, New Jersey at ZIP, county and state level.
The complete 07885 distress and acquisition report
Every distressed parcel in 07885 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology